:root{
  --bg:#f5f7fb;
  --paper:#ffffff;
  --ink:#10233f;
  --muted:#5e6b7e;
  --line:#dce3ee;
  --blue:#16345d;
  --blue-2:#0e2748;
  --lime:#8cc817;
  --lime-2:#6da912;
  --soft:#eaf3d3;
  --shadow:0 22px 60px rgba(16,35,63,.12);
  --radius:24px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color:var(--ink);
  background:linear-gradient(180deg,#f8fafc 0%,var(--bg) 100%);
  line-height:1.6;
}
a{color:inherit}
img{max-width:100%;height:auto}
.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:20px;top:20px;width:auto;height:auto;padding:10px 14px;border-radius:10px;background:#fff;z-index:1000;box-shadow:var(--shadow)}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.86);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(220,227,238,.75);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:82px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none}
.brand img{width:230px;max-width:56vw}
.nav{display:flex;align-items:center;gap:24px;font-weight:650;font-size:15px}
.nav a{text-decoration:none;color:var(--blue)}
.nav a:hover{color:var(--lime-2)}
.nav-cta{
  display:inline-flex;align-items:center;justify-content:center;
  padding:11px 16px;border-radius:999px;
  background:var(--lime);color:#10233f!important;
  box-shadow:0 8px 20px rgba(140,200,23,.22);
}
.nav-toggle{display:none;border:0;background:#eef3f9;border-radius:12px;padding:10px;color:var(--blue);font-weight:800}
.hero{
  position:relative;overflow:hidden;
  padding:84px 0 64px;
}
.hero:before{
  content:"";position:absolute;inset:-240px -120px auto auto;
  width:620px;height:620px;border-radius:50%;
  background:radial-gradient(circle,rgba(140,200,23,.22),rgba(140,200,23,0) 68%);
}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center;position:relative}
.kicker{
  display:inline-flex;align-items:center;gap:10px;
  padding:8px 13px;border:1px solid var(--line);border-radius:999px;background:#fff;
  color:var(--blue);font-weight:700;font-size:14px;
}
.kicker:before{content:"";width:10px;height:10px;border-radius:50%;background:var(--lime);box-shadow:0 0 0 5px rgba(140,200,23,.18)}
h1,h2,h3{line-height:1.12;margin:0 0 18px}
h1{font-size:clamp(38px,5vw,72px);letter-spacing:-.045em;margin-top:22px}
h2{font-size:clamp(30px,3.2vw,46px);letter-spacing:-.035em}
h3{font-size:22px;letter-spacing:-.015em}
.lead{font-size:clamp(18px,2vw,22px);color:var(--muted);max-width:760px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
.button{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:14px 20px;border-radius:999px;text-decoration:none;font-weight:800;
  border:1px solid transparent;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;
}
.button:hover{transform:translateY(-1px)}
.button.primary{background:var(--blue);color:#fff;box-shadow:0 16px 34px rgba(16,35,63,.18)}
.button.primary:hover{background:var(--blue-2)}
.button.secondary{background:#fff;color:var(--blue);border-color:var(--line)}
.button.secondary:hover{box-shadow:0 10px 28px rgba(16,35,63,.1)}
.hero-card{
  background:linear-gradient(155deg,#fff 0%,#f8fbff 72%);
  border:1px solid var(--line);
  border-radius:var(--radius);
  box-shadow:var(--shadow);
  padding:28px;
}
.hero-card h2{font-size:28px;margin-bottom:10px}
.signal-list{display:grid;gap:13px;margin:22px 0 0;padding:0;list-style:none}
.signal-list li{
  display:flex;gap:12px;align-items:flex-start;
  padding:14px;border-radius:18px;background:#fff;border:1px solid #edf1f7
}
.check{flex:0 0 auto;width:24px;height:24px;border-radius:50%;background:var(--soft);color:var(--lime-2);display:grid;place-items:center;font-weight:900}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:20px}
.stat{border:1px solid var(--line);background:#fff;border-radius:18px;padding:14px}
.stat strong{display:block;font-size:26px;color:var(--blue)}
.stat span{font-size:13px;color:var(--muted)}
.section{padding:74px 0}
.section.alt{background:#fff;border-block:1px solid var(--line)}
.section-head{max-width:830px;margin-bottom:34px}
.section-head p{color:var(--muted);font-size:18px;margin:0}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
  padding:24px;box-shadow:0 10px 28px rgba(16,35,63,.06);
}
.card .icon{width:46px;height:46px;border-radius:16px;background:var(--soft);display:grid;place-items:center;font-size:24px;margin-bottom:20px}
.card p{color:var(--muted);margin:0}
.split{display:grid;grid-template-columns:.95fr 1.05fr;gap:34px;align-items:start}
.panel{
  background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 10px 28px rgba(16,35,63,.06)
}
.flow{display:grid;gap:16px}
.flow-item{display:grid;grid-template-columns:52px 1fr;gap:16px;align-items:start}
.flow-number{width:44px;height:44px;border-radius:15px;background:var(--blue);color:#fff;display:grid;place-items:center;font-weight:900}
.flow-item p{margin:4px 0 0;color:var(--muted)}
.market-grid{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}
.market{padding:9px 13px;border-radius:999px;background:#f0f5fb;border:1px solid var(--line);font-weight:750;color:var(--blue)}
.notice{font-size:13px;color:var(--muted);margin-top:16px}
.cta{
  background:linear-gradient(135deg,var(--blue),#0d2038);
  color:#fff;border-radius:32px;padding:42px;
  display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;
  box-shadow:var(--shadow);
}
.cta p{margin:0;color:#d9e3f2;font-size:18px}
.cta .button{background:var(--lime);color:#10233f}
.site-footer{padding:36px 0;background:#0d2038;color:#dbe5f1}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}
.footer-grid a{color:#fff;text-decoration:none}
.footer-grid a:hover{text-decoration:underline}
.footer-logo{width:220px;filter:brightness(0) invert(1)}
.footer-small{font-size:14px;color:#aebdd0}
.legal-page{padding:56px 0 84px}
.legal-layout{display:grid;grid-template-columns:260px 1fr;gap:32px;align-items:start}
.legal-nav{position:sticky;top:104px;background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:0 10px 28px rgba(16,35,63,.06)}
.legal-nav a{display:block;padding:8px 10px;border-radius:10px;text-decoration:none;color:var(--blue);font-weight:650}
.legal-nav a:hover{background:#f0f5fb}
.legal-content{
  background:#fff;border:1px solid var(--line);border-radius:26px;padding:34px;box-shadow:0 10px 28px rgba(16,35,63,.06)
}
.legal-content h1{font-size:44px;margin-top:0}
.legal-content h2{font-size:28px;margin-top:34px}
.legal-content p,.legal-content li{color:#334155}
.data-list{display:grid;grid-template-columns:220px 1fr;gap:8px 18px;margin:20px 0}
.data-list dt{font-weight:800;color:var(--blue)}
.data-list dd{margin:0;color:#334155}
@media (max-width: 940px){
  .hero-grid,.split,.cta,.legal-layout{grid-template-columns:1fr}
  .cards{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr}
  .legal-nav{position:static}
}
@media (max-width: 720px){
  .header-inner{min-height:70px}
  .brand img{width:190px}
  .nav-toggle{display:inline-flex}
  .nav{
    position:absolute;left:18px;right:18px;top:74px;
    display:none;flex-direction:column;align-items:stretch;gap:4px;
    padding:14px;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)
  }
  .nav.is-open{display:flex}
  .nav a{padding:10px 12px}
  .nav-cta{text-align:center}
  .hero{padding-top:48px}
  .cards,.stats{grid-template-columns:1fr}
  .cta{padding:28px}
  .data-list{grid-template-columns:1fr;gap:2px}
  .section{padding:56px 0}
}
@media print{
  .site-header,.site-footer,.legal-nav,.hero-actions,.button{display:none!important}
  body{background:#fff;color:#000}
  .legal-content,.card,.panel{box-shadow:none;border-color:#999}
}